E-banking app taylored
for your needs
We all have that thing we'd love to do If you’re looking for a loan and you’re already a customer with us, we can give you an answer quickly and easily.
Loans suited for any need
Woohoo Bank provides for any situation
Whatever you're planning for the future - investing in your education, a new car, home improvements or that trip of a lifetime - you can turn your plans into reality with a personal loan. You can ask to take a repayment break at a set time every year, for example at Christmas, so your annual loan repayments are spread over 11 months instead of 12. This repayment option may affect the amount and/or term of the loan and is only available if you ask for it at the time you apply.
Student loans
Borrow between €600 and €50,000 – when you have a Student Plus account.
There are no penalties if you ever decide to make an extra repayment during summer holidays.
Full-time students without or with a small income will need a parent or guardian to guarantee the loan (a ‘guarantor’).
Alpha loans
Borrow up to three times your monthly salary, between €1,000 and €8,000.
Loan terms from six to 60 months, or up to the end of your job contract.
Set your own repayment schedule: weekly, fortnightly or monthly. You can take one month off repayments a year – just let us know at the time of loan application.
Personal loans
To borrow between €1,000 and €30,000, online applications take a few minutes, and you can get a decision within three hours.
Loan terms from one to five years, or up to 10 years for some home improvement loans
To borrow between €50,000 and €75,000, call us on 1 211 8658.
Key features
Healthcare packages
Woohoo Bank provides for any situation
You work hard to look after your family’s needs but it’s worth every minute. And you want to be able to continue looking after them even if something unexpected were to happen. That’s why it’s important to plan for the future and ensure you have the right cover in place for you and your family.
Specified Illness Cover
Specified Illness cover provides a lump sum in the event that you are diagnosed with one of the illnesses covered under the plan.
We pay out the full lump sum for 45 illnesses
We offer a partial payment of €15,000 for 23 milder illnesses but still life altering illnesses.
Life Long Insurance
Cost depends on age, income, health, occupation and the benefits you choose
You must be aged between 18 and 74 and living in the Republic of Ireland
Life Long Cover gives you guaranteed cover against death, terminal illness*, accidental death, children’s death*.
OnePlan Protection
Decreasing Life Cover - Pays a lump sum to replace your income if anyone covered on the plan dies.
Bill Cover - Pays your essential bills (including Rent or Mortgage)
Specified Illness Cover - Pays a lump sum if you are diagnosed with a specified illness.
From e-banking to something else
Woohoo Bank provides for any situation
Appointments can be made with one of our advisors on Current Accounts, Teen Accounts, Credit Cards, Savings & Deposits, Investment Funds, Mortgages, Life Insurance, Pensions and Personal Loans. You can also choose to arrange a call back if you want to discuss Mortgages, Personal Loans, Pensions, Investments or Credit Cards over the phone.
First Time Buyers and Movers
You must be a first time buyer or are moving house and it is your principal private residence;
The payment of the contribution will be made by electronic transfer within 30 days of the drawdown
The contribution is not available (i) in respect of buy to let properties.
Extra Current Account
Full suite of digital wallets: Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and Wena Pay™ Woohoo Pay™.
Free Euro cash withdrawals (ATM) and cheque lodgement fees.
No quarterly fees for maintaining the account & no need to maintain a minimum balance!
Student Current Account
Free Euro cash withdrawals (ATM) and cheque lodgement fees.
Paperless - eStatement and paper statement options.
Full suite of digital wallets: Apple Pay™, Google Pay™, Fitbit Pay™, Garmin Pay™ and Wena Pay™ Woohoo Pay™.