Merchant Loans

Merchant Loans

Business Loans based on your card income

If you earn any of your income using cards we can help your business.
That includes any income your earn online through services such as Stripe or Paypal.

If you are earning income using any of the food delivery platforms such as Just-Eat or Deliveroo you can use that cashflow to access a business loan.

All your repayments are set as a % of your daily income not a nasty chunky fixed monthly repayment that can put your business under pressure.

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Apply Online

After providing us with your business earns in credit/debit card receipts and a couple of other details you are ready to submit your application.

Review

Our team reviews your application within 48 hours and if successful you will receive a loan offer in your account.

Loan Offer

You and your co-signatories can complete your loan completion pack in minutes by digitally signing it in your Woohoo account.

Drawdown

Once your credit/debit card receipts are settling to Woohoo we will transfer the funds to you so that you can keep growing your business.

Ireland’s Most Flexible
Business Loan

 

If you need short-term funding (up to 12 months) and have card income we can help you. We know that flexibility is what your business needs and we can provide it. We are open for business and are ready to help your business recover from the impact of Covid-19.

Repayments are flexible and daily

 

You never have to worry about missing a repayment. With Ireland’s most flexible business loan you repay a % of your daily card income.

Transparency & trust

 

All your repayments are set as a % of your daily income not a nasty chunky fixed monthly repayment that can put your business under pressure.

Hospitality

Hospitality loans are frequently used for refurbishments, marketing, insurance premiums.

Retail

Retail loans are frequently used for replenishing stock, upgrading equipment, hiring or training staff.

Services

Services loans are frequently used for insurance premiums, supplies, hiring or training staff.

Your Woohoo facility is repeatable and flexible

 

Available on all major platforms

 

You can apply for a top-up of your facility at any time and will design a funding solution to meet your needs at the outset. You don’t have to have fully repaid your loan(s) to access new money. Here is an example of how one Woohoo customer has used their Woohoo facility.

 
  • You can be funded within 48 hours
  • Flexible but fast and repeatable
  • Apply for a top-up of your facility at any time.
Woohoo Pay

As Leana’s business grows her borrowing power grows as well. As Leana pays down she can apply for a top-up at anytime. When Leana’s business is doing well she is repaying more and when it is quiet she is repaying less.