Loan Types

Loan Types

Choose the perfect plan now

Whatever you’re planning for the future – investing in your education, a new car, home improvements or that trip of a lifetime – you can turn your plans into reality with a personal loan.

Online loans from €1,000 to €30,000 approved in 3 hours *

No matter what you’re dreaming of doing next, we can help make it real with loans from €1,000.


Calculate your rate with a single click

Loan Amount - EUR
Repayment Period - months
Monthly Salary:
Deposit % 2.99
How much can I borrow?

If you’re looking to borrow between €1,000 and €30,000, applying online takes just a few minutes, and you can get a decision within three hours. For loans over €30,000, call  1 211 8658 or contact us here

How do I apply for a loan?

If you’re applying for a loan between €1,000 and €30,000 and you’re already a customer with us, you can apply through Internet Banking or the Woohoo App. If you’re a joint applicant, new to WB or you’re looking to borrow a larger amount (from €30,000), you’ll need to ask for a call back so we can talk you through the process. In any case, see what you can borrow using our calculator.

When do I get my money?

Once we approve your loan and you request your money, we’ll send the money straight to your WB Current Account.

What can I use the money for?

Unless you’re taking out a green personal loan, there are no restrictions on what you use the money for.

Do you offer guarantee on provided service?

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Home improvement loans

Whatever you’re dreaming of doing with your home – whether it’s a new kitchen or a top-to-bottom upgrade – if you’re already a customer of ours, we can approve your loan quickly.


Student loans

Have you got a place on the college course you’ve always dreamed of? If you’re starting out or mid-way through your third level education, a student loan can help you manage the costs. We’ll help and support you through the process, so you can take on your dream course in your stride.


Personal Loans

Whatever you’re dreaming of doing – whether it’s a new kitchen, a car or a holiday – if you’re already a customer of ours, we can approve your loan quickly.


Green personal loans

Our new green personal loan offers you a lower rate when you borrow for something green, such as solar panels, energy-efficient heating controls or plug-in hybrid vehicles. This loan is part of our pledge to do more to help our customers move to a low-carbon economy.

Automotive loans

Dreaming of that car you’ve always wanted? Or upgrading to a family car? We can help you spread the cost of whatever car you’ve got your eye on – new or used. If you’re already a customer with us, we’ll help get you on the road swiftly and smoothly.


Alpha Loan

This loan is specifically designed for you if you’re starting out. First loan can offer you up to three times your monthly salary – a little help if you’re just getting started in a new job, new home or new city.



If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.