a Save and invest all in one place. Find out how we make your day to day banking easier. Take a look at some of the reasons to bank with Woohoo Bank.

Know how you spend, then help yourself do it better. With all your accounts in one place and simple, categorized transactions, you are more able to plan ahead and budget, creating financial goals for the future.
a
a The Current Account, Redesigned Woohoo Open Hub

A simple interface which leverages Open Banking to connect multiple external services securely in one place. One platform offering customers an overview of their finances and the ability to connect to third-party services.
a
a Business Account For Sole Traders So whether you’re self-employed or happily side-hustling, we’ve built an award-winning sole trader account to save you time and money.

We offer a solution aimed at the 3 main issues all businesses face: Money management, Accessing lending and Scaling their business successfully, or Buy, Operate & Sell.
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Calculate your rate with a single click

Loan Amount - EUR
2500
300000
Repayment Period - months
12
60
Monthly Salary:
Deposit % 3.99
What identification documents do I need to open a current account?

To open a bank account at a branch you need to provide at least one form of photo ID and one proof of address. If opening the account online a second form of ID, or Selfie with your ID, is required. Please note the name on the photo ID must match the name on your proof of address.

Online application

To complete your application you must upload two forms of ID and one proof of address, you can choose one of the following options:

 

Option 1: Photo of Passport, Photo of Driving Licence Card (IRL & UK) & Proof of Address

Option 2: Photo of Passport, A selfie picture of you holding your Passport (with the photo page opened) & Proof of Address

Option 3: Driving Licence Card (IRL & UK), A selfie picture of you holding your Driving Licence Card & Proof of Address

Where to find your BIC & IBAN

Your BIC (Bank Identifier Code) and IBAN (International Bank Account Number) can be found by several means:

Republic of Ireland customer

WB online - within accounts details on homepage and eStatements

  • Woohoo Bank App - on account details and eStatements
  • Paper statements
  • IBAN calculator

Northern Ireland and Great Britain customers

  • WB online - eStatements only
  • Woohoo Bank App - eStatements only
  • Paper statements
  • IBAN calculator

IBAN calculator

Use our IBAN calculator to generate a Woohoo Bank IBAN number using:

    • The name/sort code of your branch and your account number.
Report Lost/Stolen cards or smart device

You can call us 24/7 to report a lost or stolen card or smart device*:

Republic of Ireland

Phone: +353-1-211-8658

Great Britain & Northern Ireland

Phone: +353-1-211-8666

Everywhere outside Republic of Ireland, Great Britain & Northern Ireland

Not Freephone: +353-1-211-8658

As soon as you believe your card has been lost or stolen, please get in touch. We'll cancel your card as soon as you tell us it's missing and get a new card issued to your address (the one we have on file for you) in 5 to 7 working days.

Please let us know immediately if you discover your card is lost or stolen. Otherwise, you could be liable for any losses up to the time you report the loss to us.

Smart Device

You should report any lost or stolen smart device to Woohoo Bank when:

  • You use the smart device as security device for online banking - Any smartphone or tablet you have installed the Woohoo Bank App on and completed registration of that device.
  • You use the smart device for as a digital wallet - Any smart device on which you have added your Woohoo Bank  debit or credit card using Google Pay (android devices) or Apple Pay (iOS devices).
Can I order foreign currency online?

Yes you can.

Foreign currency can be ordered to collect in all branches with the exception of the Advice & Self Service Branches. You can make your order online using the Foreign exchange order form or Call + 353-1-211-8666

Beware of ransomware

What is ransomware?

Ransomware is a type of malicious software (or malware) designed to block access to a computer system or device until the victim pays a sum of money (the ransom) to the attacker. Ransomware is one of the main security concerns for organisations globally, and email continues to be a very common method used by cyber criminals to deliver this attack.

What you can do

There are a number of steps you can take to help protect yourself and/or your business against a ransomware attack

  • DO NOT click links in suspicious emails or download unsolicited email attachments.
  • If you receive an email from a known sender, but with an unusual link or attachment, contact them first to confirm the legitimacy of the email.
  • If you receive a suspicious email in relation to your Woohoo Bank accounts, forward it as an attachment to security@woohoobank.com immediately.
  • Be careful when accessing websites; do not click on advertisements as they could contain malicious software.
  • Ensure your anti-virus software is up to date.
  • Always run your computer or network on the most up to date version of the operating system.

Discover tools to save money and accomplish goals

Allowing users to set up saving plans to reach their goals faster and to establish limits to reduce unnecessary expenses. Boost your financial wellness.

  • Keep expenses under control by setting limits based on your spending habits.
  • Helping our customers achieve their goals faster and more efficiently. From perfect holidays to long-term savings, improve your saving capacity.
  • Control how much you can still spend without affecting your net balance for a selected period.

Data enrichment for a better understanding of expenses

Get a simple interaction and a better understanding of your finances providing clear and enriched transactional data.

  • Transform raw transactional data with our Machine Learning technology into comprehensive financial information.
  • Transform raw transactional data with our Machine Learning technology into comprehensive financial information.
  • Monitor your current incoming & outgoing cash flow and its forecast to avoid future situations.

Empower customers to plan ahead for stress-free

Updates with real-time information about all their accounts and personalized banking insights and notifications to better understand and track expenses.

  • Check your transactions and customised them to easily track day-to-day expenses.
  • Anticipate issues with personalized solutions and let alerts deliver relevant and actionable notifications in real time.

Providing smarter control over business financial management

SMEs can easily track finances, third party information data, manage AR/AP, and schedule transactions with personalized insights and notifications.

  • Through data normalization and enrichment, SMEs are able to check their incomes and expenses distribution and even re-categorizing their transactions to add more granularity.
  • Detailed view of each categorized transaction actionable through search, edit, add tags, and the possibility to split transactions for easier management and customization.

Automate expense processes with smart company cards

We help our customers track everything they spend, in one place. No more fussy reimbursement and expense report processes. We provide long-term use cards with different spending limits and an extensive payment control.

Enabling our customers to minimize external fraud risk by issuing dynamic virtual cards for one card-payments.

We Empower companies to easily accept salary advance requests. Employees can simply press a “Get paid early” button and receive their salary instantly.

GET A BUSINESS LOAN TODAY

Our business loans offer a fast, fair and affordable alternative for financing your plans to run and grow. You can apply for your loan online in minutes. We’ve supported over 600 businesses access working capital loans, stocking loans and loans for growing their businesses in the last two years, lending over €30m into the Irish economy.

Woohoo Bank has hundreds of lenders willing to fund a business loan for SMEs. These lenders support businesses they believe in, understand and want to see succeed.Woohoo Bank was set up with the purpose of giving SMEs an alternative, faster way to access finance. From 2021, we are providing business loans to hundreds of ambitious SMEs across the country.

 
  • Working Capital.
  • Stocking Loans.
  • Automotive Loans.
  • Periodic Payments.
Woohoo Bank

79

public banking

Brokers

250

private banking

Partners

95

Financial Management

User Cases

24/7

public banking

Support

Woohoo Bank Open Hub

A simple interface which leverages Open Banking to connect multiple external services securely in one place. One platform offering customers an overview of their finances and the ability to connect to third-party services.

Bank Account Aggregation

Become your own’ everyday bank, giving access to all your accounts in one place.

Account Aggregation
Accounting Integration
Access to 3rd-party services
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Woohoo Bank Working And Winning with AI and Automated Machine Learning

Banks have always relied on predictions to make their decisions. Estimating the risks or rewards of making a particular loan, for example, has traditionally fallen under the purview of bankers with deep knowledge of the industry and extensive expertise. But times are changing.

At Woohoo Bank, we realize that data science can significantly speed up these decisions with accurate and targeted predictive analytics. By leveraging the power of automated machine learning, Woohoo Bank have the potential to make data-driven decisions for products, services, and operations.

We Look out
for our SME customers and help them grow

Woohoo Bank Account
Personal Financial Management

PFM

Know how you spend, then help yourself do it better. With all your accounts in one place and simple, categorized transactions, you are more able to plan ahead and budget, creating financial goals for the future.

Account Aggregation
Woohoo Bank Hub

Hub

A simple interface which leverages Open Banking to connect multiple external services securely in one place. One platform offering customers an overview of their finances and the ability to connect to third-party services.

SME Services
Business Financial Management

BFM

We help our SME customers and help them grow. We offer a solution aimed at the 3 main issues all businesses face: money management, accessing lending and scaling their business successfully, or Buy, Operate & Sell.